Legal Speak Made Easy

Legal Speak Made Easy

FICA v RICA We’ve all grumbled about being endlessly FICA’d and RICA’d. “Waste of time,” we mutter as we wade through all the red tape yet again. Compliance certainly is a hassle, but don’t blame the bank, service provider or conveyancer who asks for it. They are...
Reckless Lending: You Could Lose Everything

Reckless Lending: You Could Lose Everything

“One of the greatest disservices you can do a man is to lend him money that he can’t pay back.” (Jesse H. Jones, entrepreneur) A recent High Court decision provides yet another cautionary tale for lenders. The stakes are high: get this wrong, and you could lose...
She Fell Out of a Safari Vehicle: When Disclaimers Fail

She Fell Out of a Safari Vehicle: When Disclaimers Fail

“The big print giveth and the fine print taketh away.” (Tom Waits) You have almost certainly signed a disclaimer at some point. A waiver before a trail run, an indemnity form before a bungee jump, a clause buried in a brochure. Businesses rely on these...